Pricing

Bookkeeping and fractional CFO pricing

By Divyesh Jain, Chartered Accountant (ICAI), PartnerReviewed

Here is what we charge, so you have a number before we talk.

Bookkeeping
From $350a monthBank and card accounts reconciled every two weeks, books closed and statements by the 7th
FP&A
From $799a monthBudget, forecast and a monthly look at actual against plan
Fractional CFO
From $1,099a monthA finance lead for your leadership team: cash, KPIs, decisions

Starting prices are for a business with $500,000 to $700,000 in annual revenue. Your quote comes in writing after a free consultation, before you commit to anything.

Bookkeeping cost

How much does a bookkeeper cost?

There are three ways to pay for bookkeeping, and they cost very different amounts.

  • An employee. The median bookkeeping clerk in the US earned $50,670 a year in May 2025, or $24.36 an hour (US Bureau of Labor Statistics). Add payroll taxes, benefits, software and someone to cover their leave.

  • A freelancer. Usually paid by the hour. Cheap for a small, tidy business. When they are sick or busy, the books stop.

  • A firm. A monthly fee for a team that reconciles, closes the month and reports. Ours starts at $350 a month.

Cheap books that are wrong cost more later. Your CPA charges to fix them at tax time, or you make a decision on a margin that was never real.

Your quote

What sets your price?

Five things, in the order they usually matter.

  1. How many transactions you have. Every one is coded and matched. A business with 80 a month and one with 800 are different jobs, even at the same revenue.

  2. How many bank, card and loan accounts. Each one is reconciled every two weeks.

  3. How many companies. Two companies means two sets of books, and the money moving between them has to match on both sides.

  4. What state the books are in. If they are behind or wrong, they have to be fixed before the monthly work means anything. We look at your file before we quote.

  5. How much you want us to run. Recording what your team does is one price. Running your bills, invoicing and collections is more, and we price it separately so you only pay for what you hand over.

For FP&A and CFO work, the question is how often you want us in the room: a monthly review, or weekly cash calls with your team.

An example

Same revenue, different price

An example, not a real client. Two businesses, each with $2 million in annual revenue.

Compared onBusiness ABusiness B
Transactions a monthAbout 120About 900
Bank, card and loan accounts27
Companies12, with money moving between them
State of the booksReconciled to last monthSix months behind
Who pays bills and sends invoicesTheir office managerThey want us to

Business B gets the higher quote on every line, and none of it has to do with revenue. That is why we look at your books before we quote.

Included

What is in the monthly fee

  • Bank and credit card accounts reconciled every two weeks

  • The month closed on the accrual basis, with your profit and loss, balance sheet and cash flow statement by the 7th

  • A monthly review call in your working hours

  • A KPI dashboard and a shared Slack or Teams channel with the people doing your books

  • Your year-end file ready for your CPA, and their adjustments posted back so your books match your return

Not included

What is not in the price

Tax returns.
We keep the books your CPA files from. We do not prepare or file returns.
Paying your bills.
Unless your quote says so. If you later want us to take it on, we price the change before we start.
Running payroll.
We record payroll from your payroll provider. We run it only where needed, and that is agreed in your quote.
Anything new.
If you ask for work outside the quote, we tell you first and agree the fee before we do it.
CFO cost

How much does a fractional CFO cost?

Ours starts at $1,099 a month. For comparison, the median financial manager in the US earned $166,570 a year in May 2025 (US Bureau of Labor Statistics), before benefits, bonus and the time it takes to hire one.

What moves a CFO quote is how much of the job you need:

Monthly review
We read your numbers, tell you what changed and why, and agree the two or three things to act on.
Cash forecasting
A 13-week cash forecast, rolled forward every week, for businesses where cash is tight or lumpy. We add it on request and agree it in your quote.
A seat at the leadership table
Weekly meetings, lender conversations, budgets, pricing and hiring decisions.

More on the work itself: fractional CFO services.

Checklist

Before you ask anyone for a quote

Have these numbers ready. Any bookkeeper or CFO firm, us included, can quote more accurately with them, and you can compare quotes like for like.

  • Annual revenue, roughly

  • Transactions a month: in QuickBooks Online, the Transaction List by Date report for last month shows them all

  • Bank, credit card and loan accounts, and how many companies

  • Which months are reconciled, and whether last year's books are closed

  • Your payroll provider, and who pays bills and sends invoices today

  • What you want each month: statements only, a review call, or cash forecasting

And ask every firm the same five questions:

  1. What is not included?

  2. What notice do I give if I want to stop?

  3. Whose name is the accounting software in?

  4. By what date will I get my statements each month?

  5. Who will I actually talk to?

Honest fit

Who we are not right for

You need your tax return done.
That is a CPA. We work alongside yours.
You want someone in your office.
Our team is in Thane, India. The bookkeeping is done during your night, and review calls are booked in your working hours.
Your business is very small and simple.
Below about $500,000 in revenue with a handful of transactions, bookkeeping software and a careful owner may be enough.

For your own number, book a free consultation and get your quote in writing.

Pricing / FAQ

Frequently Asked Questions